Cookies are small text files stored on your device when you visit oratelunova.com. They help us remember your preferences, understand how you interact with our financial scenario modeling tools, and improve your overall experience.

We also use similar technologies like web beacons, pixel tags, and local storage to collect information about your browsing patterns. These technologies work together to provide you with a more personalized and efficient experience when exploring our financial modeling services.

You have complete control over how cookies are used on your device. Most web browsers automatically accept cookies, but you can modify your browser settings to decline them if you prefer.

Keep in mind that blocking certain cookies may limit some functionality of our financial modeling platform. For example, you might need to re-enter your preferences each time you visit, or some personalized features may not work as expected.

We believe in transparency about how long we keep the information collected through cookies and similar technologies. Different types of data are retained for varying periods based on their purpose and legal requirements.

You have the right to access, correct, or delete any personal information we've collected about you. If you want to opt out of specific tracking activities or request a copy of your data, we're here to help make that process straightforward.

The data we collect through cookies directly improves your experience with our financial scenario modeling platform. Here's how we use this information to serve you better:

Personalized Dashboard: We remember your preferred chart types, currency settings, and frequently accessed scenarios. This means less time spent configuring settings and more time focused on your financial planning.

Improved Performance: By understanding which features you use most, we can optimize loading times and prioritize the tools that matter most to our Australian clients. We've reduced scenario calculation time by 40% based on usage analytics from 2024.

Better Support: When you contact our team, we can quickly understand your account activity and provide more targeted assistance. This helps us resolve issues faster and suggest relevant features you might not have discovered.

Content Relevance: We show you blog articles, case studies, and feature updates that align with your interests. If you frequently work with retirement planning scenarios, you'll see more content about superannuation strategies and aged care planning.